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PRIVACY POLICY

At Bucks Finance, transparency and the security of our users’ data are top priorities. Through this privacy policy, we explain how we collect, use, store, and protect the personal information of those who interact with our services. We strictly comply with applicable regulations to ensure the privacy and integrity of personal data.

 

Acceptance of this policy is a mandatory requirement for the use of our services. If you have any concerns or wish to gain more clarity on any aspect of this policy, you can contact us through the channels listed at the end of this document.

1.IDENTITY AND RESPONSIBILITY FOR DATA PROCESSING

The processing of personal data collected through the platforms and services offered by Bucks Finance is the responsibility of the following entities:

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1.Bucks Tech Inc.

  • Tax ID: EIN 30-1367927

  • Location: United States

 

2.Bucks Finance SAS

  • Tax ID: NIT 901.866.397-3

  • Location: Bogotá, Colombia

  • Address: Carrera 11 No. 112 65, Apartment 402, Bogotá, D.C.

  • Email: legal@bucks-team.com

 

Both entities, acting as controllers of personal data, work jointly to ensure compliance with legal provisions applicable in the jurisdictions where we operate.

2. APPLICABLE LEGISLATION

At Bucks Finance, we adhere to a robust legal framework to ensure the proper handling of our users' personal data, including:

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  • Law 1581 of 2012 (Colombia): Concerning personal data protection.

  • Decree 1377 of 2013 (Colombia): Regulations on the use and management of personal data.

  • General Data Protection Regulation (GDPR): Applicable to users in the European Union.

  • California Consumer Privacy Act (CCPA): Concerning California residents, USA.

 

Compliance with these regulations reinforces our commitment to protecting privacy and responsibly managing personal data.

3. CATEGORIES OF COLLECTED INFORMATION

To provide our services efficiently, we collect the following categories of personal information:

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  • Contact information: Names, surnames, email addresses, phone numbers, and physical addresses.

  • Financial information: Data related to financial status, income, expenses, and transactions, as relevant to the contracted services.

  • Technical information: IP addresses, browsing details, and cookies to personalize the user experience on our platforms.

  • Third-party information: Data shared by other users or authorized entities related to the services we offer.

 

This information is collected directly or indirectly through interactions with our platforms or services, always respecting the user's informed consent.

4. PURPOSES OF PERSONAL DATA PROCESSING

The collected data will be used for the following purposes:

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  • Providing access to and use of the services offered by Bucks Finance, including automated financial and accounting analysis.

  • Maintaining direct communication with users regarding updates, improvements, and notifications related to the services.

  • Ensuring compliance with legal, regulatory, or contractual requirements that may apply.

  • Conducting market research, statistical analysis, and performance evaluations to optimize our services and products.

  • Sending offers, promotions, and marketing communications, provided the user has given prior consent.

  • Preventing, detecting, and managing security risks or fraudulent activities on our platforms.

5. DATA RETENTION

Personal data will be retained only for as long as necessary to fulfill the purposes described above or as required by law. Afterward, the data will be securely deleted to ensure it cannot be recovered or used improperly.

6. USER RIGHTS

As the owners of their personal data, users have the following rights:

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  • Access: Request information about the data we have collected and how it is processed.

  • Rectification: Correct inaccurate, incorrect, or outdated information.

  • Deletion: Request the removal of their personal data, provided there is no legal obligation preventing its deletion.

  • Objection: Restrict the processing of their data for legitimate reasons.

  • Portability: Request the transfer of their data to another data controller where applicable.

 

These rights can be exercised by submitting a written request to legal@bucks-team.com.

7. SHARING OF PERSONAL DATA

At Bucks Finance, we only share users' personal data with third parties under the following circumstances:

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  • Service providers: We share information with providers who help us operate our platforms, such as cloud storage, payment processing, data analytics, and communication services. These third parties are bound by strict confidentiality obligations and may only use the data for agreed purposes.

  • Legal and regulatory compliance: If required by judicial, governmental, or regulatory authorities, we will share information to fulfill legal obligations.

  • Affiliates and subsidiaries: Data may be shared within the Bucks group to ensure a seamless experience with our services, adhering to the same privacy standards described in this policy.

  • Corporate transactions: In the event of a merger, acquisition, or sale of assets, personal data may be transferred as part of the transaction, always ensuring data protection.

 

We are committed to not selling, renting, or trading personal information to unauthorized third parties.

8. SECURITY MEASURES

The security of personal data is a priority for Bucks Finance. We have implemented technical, administrative, and physical measures designed to protect data from unauthorized access, loss, misuse, or improper disclosure. These measures include:

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  • Encryption: Sensitive data is encrypted during transmission and storage.

  • Access control: Role-based access controls limit data availability to authorized personnel only.

  • Monitoring and audits: Regular monitoring and auditing of our systems to identify and prevent vulnerabilities.

  • Internal security policies: Ongoing training for our team on personal data protection.

 

Despite our efforts, no system is entirely secure, so we recommend users adopt responsible practices, such as keeping their login credentials confidential.

9. USE OF COOKIES AND SIMILAR TECHNOLOGIES

We use cookies and similar technologies on our platform to enhance the user experience, personalize content, and analyze browsing patterns. The cookies we use include:

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  • Essential cookies: Necessary for the basic functionality of our platform.

  • Functional cookies: Allow preferences and custom settings to be remembered.

  • Analytical cookies: Help us understand how users interact with our platform, enabling continuous improvement.

  • Advertising cookies: Used to display relevant ads based on user interests.

 

Users can manage their cookie preferences through their browser settings or specific tools available on our platform.

10. INTERNATIONAL DATA TRANSFERS

As part of our operations, personal data may be transferred and stored on servers located outside the user's country of origin. These transfers are carried out ensuring equivalent levels of protection to those established by local laws, following the provisions of the GDPR and other applicable regulations.

 

When we perform international data transfers, we implement standard contractual clauses and additional measures to ensure data security.

11. CHANGES TO THIS POLICY

Bucks Finance reserves the right to modify this privacy policy at any time to adapt to legal, technological, or operational changes. When significant changes are made, we will notify users through official channels, including emails or notices on our platform.

 

Users are responsible for periodically reviewing this policy to stay informed about how we protect and manage their personal information.

13. Procedure for Exercising ARCO Rights

In compliance with applicable law, Bucks Finance grants you the right to exercise your access, rectification, cancellation, and opposition (ARCO) rights regarding your personal data. To exercise these rights, you must send a written request to the address provided below or via our email: legal@bucks-team.com. The request must include the following information: full name, identification documents, and the specific right you wish to exercise (access, rectification, cancellation, or opposition).

 

Upon receiving the request, we will review the data and provide a response within the timeframes established by law, typically 15 business days. If your request is valid, we will take the necessary actions to update, correct, or delete the requested information, as stipulated by personal data protection regulations

14. Modification or Updating of Information

If at any time you need to update or modify the personal data you have provided to Bucks Finance, you can do so at any time. Access will be available through our electronic channels, or you may send a written request to the address mentioned above. It is essential that the provided data is correct and complete so we can provide appropriate service. If additional documentation is required to complete the update, we will contact you.

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15. Use of Personal Data for Direct Marketing

With your prior consent, Bucks Finance may use your personal data for direct marketing purposes related to our products and services. This includes sending newsletters, notifications about new platform features, special offers, and more. You can opt-out of receiving these communications at any time by notifying us via email at legal@bucks-team.com, and we will take the necessary steps to stop sending such messages.

16. Use of Third-Party Information

Bucks Finance may use third-party information only when necessary to improve the quality of the services we offer. This may include, among others, data from our business partners, payment service providers, or social networks if you have authorized us to obtain information through those platforms. Such data will be processed following the applicable data protection laws, ensuring that the information comes from legitimate sources.

17. Retention and Deletion of Personal Data

The personal information you provide will be retained by Bucks Finance for as long as necessary to fulfill the purposes outlined in this privacy policy. Additionally, it will be retained if required to meet legal or contractual obligations. Once the data is no longer necessary or if you exercise your cancellation rights, we will securely delete such data per current regulations, ensuring it is not used for other purposes.

18. Authorization for Personal Data Processing

By using Bucks Finance services, you explicitly consent to the processing of your personal data under the terms outlined in this privacy policy. This consent can be revoked at any time through the established means without affecting the legality of the processing carried out before the revocation. Please note that revoking your consent may limit or disable certain services.

19. Commitment to Sensitive Data Protection

Bucks Finance is committed to handling sensitive data collected with the highest level of security and confidentiality. Sensitive data, such as information related to your health, religious beliefs, sexual orientation, and more, will only be requested and processed when strictly necessary to fulfill the purposes of the contracted services. The processing of such data will be carried out under current legislation, always respecting your privacy rights.

21. Conflict Resolution

In the event of any conflict related to the processing of your personal data, Bucks Finance is committed to resolving it directly and amicably through the contact methods provided in this policy. If a satisfactory resolution cannot be reached, you may file a complaint with the relevant data protection authority in your country of residence or resort to available judicial mechanisms for dispute resolution.

Contact Information for Bucks Finance:

  • Company Name: Bucks Finance SAS

  • Address: Cr 11 No. 112 65 Ap 402, Bogotá, Colombia

  • Email: legal@bucks-team.com

  • Tax Identification Number (Subsidiary): NIT: 901.866.397-3

  • Privacy Policy Effective Date: From January 1, 2025

  • Parent Company: Bucks Tech Inc (EIN: 30-1367927)

12. CONTACT AND PRIVACY INQUIRIES

For inquiries, requests, or complaints related to the processing of personal data, you can contact us at:

 

Address: Carrera 11 No. 112 65, Apartment 402, Bogotá, D.C., Colombia

Email: legal@bucks-team.com

 

We handle all requests promptly and ensure a response within the timeframes established by applicable regulations.

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20. Limitation of Liability

Although Bucks Finance implements all reasonable measures to ensure the security of personal data within its systems, we cannot guarantee absolute protection against unauthorized access or external attacks. Therefore, we are not responsible for damages resulting from security breaches beyond our company’s control, including cyberattacks, misuse of systems, or the leakage of personal data by third parties. However, we always take the necessary measures to minimize these risks.

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